Our Team

A team dedicated to coaching you to financial security.

The Group 10 Team

Since 1965, the Group 10 Financial team has dedicated their lives to helping people live confident retirement lifestyles. They work side-by-side with their clients, walking them through a simple process of discovering their goals and providing information to them about distinct strategies and financial solutions that can help them achieve those goals. The key word is information… We are truly committed to providing you with information and adding measurable value to your life.

Founders Jerry and Nick Royer and the rest of the Group 10 Financial team have experience in creating retirement income strategies. They have a legal fiduciary duty to do what’s in a client’s best interest. The Royers are TV news contributors and radio show hosts, and have been featured in numerous magazine articles.

We are part of one of the nation’s largest financial conglomerates with the philosophy to inform our clients so they can make decisions that are appropriate for themselves. We strive to be in a class of our own by offering up-to-date resources, decades of experience and financial knowledge on a variety of topics.

  • Living a confident retirement lifestyle…

  • Having the control over your money so you can spend with confidence…

  • Being able to accumulate interest on your retirement assets…

  • Limiting your assets’ market risk exposure…

  • Enjoying a lifetime of income, thanks to dependable guarantees backed by the financial strength of the insurer…

No matter what your goals are, we can provide you with solutions to help meet them!

Joyce A. Brown, RFC®

» Vice President of Operations and Client Concierge,
» Producer for “On the Money With Jerry and Nick Royer Radio Show”

Joyce has been with Group 10 Financial since 1997. Joyce began as the head of the Customer Service Excellence department, where her main duty was to help ensure the 100 percent satisfaction of our clients. Over the past decade, she has helped Group 10 Financial become one of the top recognized companies for client service as mentioned by the International Association of Registered Financial Consultants. In fact, in 2011, she was asked to speak at a national conference of financial advisors and their staff to teach them how she makes our clients feel right at home.

Her background began as a certified legal secretary specializing in the handling of probate, estates, guardianships and adoptions. In 1997, she joined Group 10 Financial and quickly earned her Registered Financial Consultant designation. Over the past 15 years, Joyce has become one of the area’s top financial professionals with experience in creating retirement income strategies.


Brian E. Royer, RFC®

» Director of Operations
» Client Experience Team

Brian is a 13-year veteran in the banking industry as a branch manager for one of the largest banks in the Chicagoland area. He joins Group 10 Financial as part of our Client Service Team having been recognized for his outstanding attention to detail and the customer service experience.

Brian’s main duty is as Concierge to our client family where he assists our clients with their various service needs and additional requests in regards to their custom retirement plan. He focuses much of his time helping our clients with processing their paperwork and handling the opening of accounts to make things as simple as possible. Brian also works directly with the operations team with many of the day-to-day activities as well as assisting with Public Relation’s and our Live Events.


Kimberly Royer

» Marketing and Event Coordinator
» Client Experience Team

Kimberly graduated with a double major from St. Ambrose University in Davenport, Iowa. She brings a great deal of knowledge that is beneficial to our clients as they progress through retirement and old age. Years of personal one-on-one experience has helped her build strong beneficial relationships with clients. Her hard work and passion for making a difference led her to be inducted into Biltmore’s Who’s Who for Executives and Professionals.

She is part of our company operations team and likely you'll see her at all of our live events throughout the year. She is the editor-in-chief of the numerous Group 10 Financial publications and public articles.

Dean Zayed, CFP

» President & CEO of Brookstone Capital Management
» Group 10 Financial Case Design and Investment Team
» CNBC News Contributor
» Investment Money Manager and Model Portfolio Designer

Dean brings incredible experience to the Group 10 Financial investment team. You may have seen him before, as he frequently is on CNBC being interviewed by Maria Bartirromo. Dean is the president and CEO of Brookstone Capital Management, LLC, and is responsible for the design of our model portfolios and money management platforms, and is influential in actual case designs for our clients. The strategic partnership between Dean and Group 10 Financial is one that adds a great deal of value to our clients. Dean received his Bachelor of Arts degree in economics from Northwestern University in 1994 and his Juris Doctor degree from Northwestern University School of Law in 1997. He received his Master of Laws degree (LL.M.) in taxation from Chicago-Kent College of Law. Dean is also a Certified Financial Planner (CFP) and holds a FINRA Series 65 securities license and Illinois insurance licenses for life, health and long-term care.

Dean is a member of the following organizations: Society of Financial Service Professionals, Financial Planning Association and the DuPage County Bar Association. He has published several articles in professional journals and has educated thousands of people in the areas of estate and financial planning. Dean is a past chair of both the tax committee and the estate planning committee of the DuPage County Bar Association.

Achievements and Recognition:

  • Dean is a member of the Million Dollar Round Table, as well as the prestigious Top of the Table
  • Cover of Senior Market Advisor magazine in December 2005
  • Top 5 Finalist for “Advisor of the Year Award” by Senior Market Advisor in 2006 and 2007
  • Monthly columnist in Senior Market Advisor magazine
  • Featured on General Alexander Haig’s “Chosen Topics,” as seen on CNBC nationally in 2006 “Top 10 Wealth Managers of the Central US Region” by Goldline Research

Thomas Hardin, CMT, CFP

» Chief Investment Officer for Canterbury Investment Management
» Group 10 Financial investment team
» Forbes and Money Magazine contributor, Investment Money Manager, Model Portfolio Designer and Chartered Market Technician

Tom Hardin brings a very high level of investment knowledge and portfolio management to the Group 10 Financial Investment Team. Tom is the CIO of Canterbury Investment Management and is one of our money managers. He has more than 30 years of experience in the investment management industry and has a broad breadth of knowledge. He is known as an innovator and educator, and has led revolutionary advancements in portfolio and risk management. Tom has what may be the most diverse experience in the financial management industry today. Tom received his certification in portfolio management from the renowned University of Chicago Graduate School of Business.

In addition, he has earned the following designations:

  • Certified Financial Planner ® (CFP®), 1982
  • Certified Portfolio Manager through Hutton Portfolio Management, 1987
  • Senior Portfolio Management Director, 1993
  • Senior Investment Management Consultant, 1994
  • Chartered Market Technician (CMT), 1997
  • Chartered Retirement Planning Consultant (CRPC), 2002
  • Certified Client-Centered Coach through American Business Visions, 2002

Tom began his investment career in 1977 as a Registered Representative of a New York Stock Exchange firm. From 1982 through 1986, he served as regional director of EF Hutton’s Personal Financial Management Department, where he directed the financial and investment planning efforts of 32 branch offices. During that time, he worked with some of the firm’s highest income and net worth clients. Before founding Canterbury Investment Management, Tom served as senior vice president and senior portfolio management director for the Portfolio Management Group. The Portfolio Management Group was one of the investment management divisions of Smith Barney and Citigroup, and provided customized investment management for high net worth clients. Tom has published two books, the latest is titled “Investor Revolution!” The book outlines how advancements in information technology have led to revolutionary advancements in portfolio and risk management.

Mark Perkins

» Estate Planning Expert
» Attorney and Counselor of Law
» Perkins & Zayed, PC

Mark brings a great wealth of estate planning expertise to the Group 10 Financial team. Financial planning is more than just money, it also has a lot to do with estate planning and Mark helps our clients with these needs. Mark Perkins is a principal of Perkins & Zayed, PC, and concentrates his practice in estate planning and business succession planning. He has extensive advanced training as an estate planning counselor, and therefore uses the most sophisticated techniques in the estate planning field.

Mark teaches and lectures on the topic of estate planning to lawyers, accountants, financial planners and various consumer groups. Mark regularly produces articles regarding current estate planning concerns. He has appeared as a guest speaker regarding estate planning on “Money Talks” (AM 1530) radio program on several occasions. Mark is a member of the Illinois/Wisconsin Forum of Estate Planning Attorneys. He is also a member of the DuPage County Bar Association (DCBA) and is a past chair of both the DCBA Tax Committee and the DCBA Estate Planning Committee.

During law school, Mark worked at a Chicago international law firm in the areas of immigration, contract, civil and criminal law. He began his law career practicing corporate litigation for a downtown law firm. He was the principal and founder of Perkins & Associates, a private law firm concentrating in estate planning and real estate law. Mark later became a member of the law firm of Momkus, Ozog & McCluskey LLC until forming Perkins & Zayed, PC with Dean Zayed.

The son of a career military man, Mark lived in Germany for about 10 years, and is fluent in German. He served as an intern minister with the Chicago Church of Christ, a church in which he and his wife, Troy, are very active. Mark, Troy and their sons, Kyle, Cole and Beau reside in Oswego, Illinois.

Mark Perkins (Perkins & Zayed, PC) and Group 10 Financial, LLC are not affiliated.

Strategies for Financial Independence

To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at info@group10financial.com or call us at 844-GROUP10 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Have questions for our team?

It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.

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Privacy Policy | Terms of Use

This website is for informational purposes only and is not meant to be a complete description of our investment services, performance or financial concepts. This site is in no way a solicitation or offer to sell securities or investment advisory services. Information throughout this site is obtained from sources that we and our suppliers believe to be reliable and accurate, but we do not warrant or guarantee the timeliness or accuracy of this information. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investment advisory services provided by Brookstone Capital Management LLC, an SEC Registered Investment Advisor. Group 10 Financial, LLC and Brookstone Capital Management LLC are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

By contacting us, you may be offered information regarding the purchase of insurance and investment products.

*Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.

The retirement kit is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.

Third party ratings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), should not be construed as an endorsement of the wealth manager by Crescendo Business Services or any client. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winner’s future performance. For more information on the Five Star Award and the research/selection methodology, go to: www.fivestarprofessional.com/wmresearch.